How To Claim Income Tax Reliefs For Your Insurance Premiums (YA 2025)

This comprehensive guide clarifies the various tax relief categories for insurance premiums in Malaysia for the Year of Assessment 2025, specifically highlighting the increased cap of RM4,000 for education and medical insurance. It breaks down the qualifying criteria for life, medical, and education policies, explains how to interpret annual insurance statements for tax filing, and provides practical examples on maximizing claims between different relief buckets to optimize a taxpayer's final position.